We are the Insurance Ecosystem Builders

We help businesses embed insurance into customer journeys to build differentiated ecosystems and accelerate growth.

About Us

Building Efficient Ecosystems

Property & Casualty Insurance
End-to-end Property & Casualty Insurance Enablement

We power the insurance value chain end-to-end, from underwriting and policy issuance to claims management and AI-driven insights that help businesses operate smarter.

Fermion Merimen Website

Workplace Wellness
Workplace Wellness and
Engagement, Reimagined

We empower organisations to boost engagement and motivation through a unified platform for wellness, rewards and recognition.​

Debi Website

Travel Insurance
Seamless, Embedded Travel
Insurance Distribution

We simplify digital travel insurance by enabling seamless partnerships and embedded protection across travel platforms​.

Ancileo Website

US$0+ Billion

Per Annum in Premiums & Claims Processed

0+

Claims Processed Monthly

0+

Ecosystem Partners

0+

Insurance & Takaful Operators

0

Markets in Asia, MENA, Europe and USA

What People Say About Us

We started this project with a clear goal to achieve quality repairs for customers at a fair price. We are proud to partner (Fermion) Merimen to fulfil the process digitally, and realise our vision.

Sutjianta
Director | PT Asuransi Harta Aman Pratama

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At NTUC Income, we pride ourselves in innovation and operational excellence, so that we can deliver excellent service to our customers. We’re proud to partner (Fermion) Merimen to help us achieve our digital vision.

Lily Lim
Deputy Vice President (ACII) | NTUC Income Insurance Co-Operative Limited

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Working with Fermion has provided us with the expertise to implement technology solutions to enable our business success. By shifting our claims operations to a digital-first approach, we are able to put our data to work and expand our competitive edge while delivering long-term value with the integration of environmentally sustainable practices.

Sam Tan
Senior Vice President, Claims Services | MSIG Singapore

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Using (Fermion) Merimen eClaims, our customers can now easily follow up their claims status and the processing time left. This gives customers greater confidence and peace of mind when using MIC services.

Mr. Phong Nguyen Huu
Claims Head | MIC Vietnam

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The debut of (Fermion) Merimen allows AIG Thailand to enhance services and management for the entire motor claim value chain, streamline the process of claim notification, and offer better customer experience than ever.

Khun Isorasak Thesratanavong
CEO and President | AIG Thailand Group

(Fermion) Merimen supported us in the transition from a paper / e-mail-driven process to the digital one, and is now a fundamental component of the underwriting journey. The tool strongly supports our portfolio management function and rate delivery.

Gytis Prevelis
Head of Underwriting & Operations (Automotive) | Allianz Global Corporate & Specialty SE Hong Kong Branch

Using (Fermion) Merimen ePolicy Marine, the process ownership can be shared with our business partners. This brings mutual benefits to MAGI and to our partners, whereby our business partners can have real time visibility of their transaction, while for us it brings process simplification to prior resource-heavy and prone to error exercise.

Edwin Sugianto
Chief Operating Officer | PT Mandiri AXA General Insurance

Since using (TrueSight) Video Chat, our travel time for inspection and the waiting time of the client were eliminated. Photos taken were automatically uploaded in the system. In case the assigned evaluator is on urgent leave, we can easily transfer the assignment to another evaluator.

BPI MS Authorized Representative
BPI MS Insurance Corporation

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